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Checking/Share Draft Account Fees

Checking/Share Draft Account Fees

Bill Pay (Checking Required) Free
Bill Pay Re-instatement Fee $10
Business Checking Account Fee (monthly) $8
Draft return due to non-sufficient funds (NSF) $26
*Overdraw/Non-sufficient funds (NSF) $26
Per check Fee Free
Returned Checks (deposited item charge back) $15
Share Draft/Checking Application
Waived upon approval
Share Draft Printing Fee Varies
Stop Payment request per draft $26
Stop Payment request per series $40
Stop Payment Request - Other $26

*Overdraft Security is a courtesy service offered exclusively to those with a Premium checking account. Transaction types that are eligible for courtesy pay include and are limited to: ACH transactions, Drafts, ATM withdrawals and Debit Card transactions. Member must opt in to have ATM and one time Debit Card transactions covered. The maximum overdraft amount is $500 (including a fee of $26 per occurrence) and members have 30 days to bring their account back up to ≥ $0. Whether your overdrafts will be paid is discretionary and Southern Security reserves the right not to pay. This service may be rescinded by Southern Security or by the member at any time. Overdraft and fee amounts are subject to change. This service is not available for the first 90 days from the date the account is open.
Please refer to for additional information about accounts and services. Contact any Southern Security location regarding specific fees that are not listed.
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Do you have a family member who is already a Southern Security member? Or, do you work for one of over 500 of our sponsor companies?

You may not be eligible for membership at this time. Please call 1-888-842-6328 or visit a branch for further assistance.