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Loan RatesAll rates current as of December 15th 2017
  • Loan TypeAnnual Percentage Rate (APR)Conditions/Benefits
    New Autos 1.99% to 17.99% Conditions Vary
    Used Autos 2.25% to 18.00% Conditions Vary
    Motorcycle 5.69% to 13.19% Conditions Vary
    Watercraft 5.69% to 15.19% Conditions Vary
  • Loan TypeAnnual Percentage Rate (APR)Conditions/Benefits
    First Mortgage Market Rates - Contact Southern Security Mortgage at (901) 452-7900 or toll free at (800) 633-4128 ext 1031 Southern Security Mortgage offers fixed rate mortgages. Fixed rate mortgages provide security of having the same interest rate over the life of the loan. A variety of terms available. FHA and VA loans are available
    Second Mortgage Contact a Branch Up to 15yr term, non-variable rate. Max Amt=95% of appraised value less 1st Mortgage Balance. Minimum closing costs. Available in the Mid-South market only.
    Home Equity Line of Credit (80%) Prime* + 0% (variable) Max Amt=80% of appraised value less 1st Mortgage Balance. no closing costs on lines of $50,000.00 or less, no minimum draw. Available in the Mid-South market only.
    Home Equity Line of Credit (100%) Prime* + 3% (variable) Max Amt=100% of appraised value less 1st Mortgage Balance. no closing costs on lines of $50,000.00 or less, no minimum draw. Available in the Mid-South market only
  • Loan TypeAnnual Percentage Rate (APR)Conditions/Benefits
    Signature 10.90% to 17.90% Conditions Vary; other conditions apply
    Household Goods 5.69% to 14.19% Limited to 100% of purchase price
    Home Improvement 10.90% to 17.90% Conditions Vary; other conditions apply
  • Loan TypeAnnual Percentage Rate (APR)Conditions/Benefits
    Visa Rewards Variable APR between 10.0%** - 18.0%** no annual fee, no application fee, 25-day grace period on new purchases. More**
  • Loan TypeAnnual Percentage Rate (APR)Conditions/Benefits
    Share Secured Share Secured Rate + 3% Max Amt=Available Shares
    Certificate Secured CD Rate + 3% Max Amt=CD Amount
  • Loan TypeAnnual Percentage Rate (APR)Conditions/Benefits
    Back-to-School 10.90% to 17.90% Max Amt=$1,200; Max Term 12 months; other conditions apply
Rates are subject to change without notice. Rates are expressed as Annual Percentage Rates.
Complete disclosures are available from the Loan Department upon request. Make a request.
*Prime Rates are adjusted on the first day of the month based on Prime on the last day of the previous month. Maximum APR is 18%, and Minimum APR is 4%. Home Equity Lines of Credit are only available to members in the Mid-South. No Closing Costs on lines of $50,000.00 or less. Property insurance and credit approval required. Other restrictions apply.

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