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First Mortgage

First Mortgage -- Fixed Rate Mortgages

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Whether you are ready to make a home purchase, refinance your current mortgage or just want additional information, Southern Security Mortgage is here to help.

  • Fixed-rate mortgages provide you with the security of having the same interest rate over the life of the loan and the comfort of knowing that your monthly principal and interest payment will not change.
  • A variety of terms are available.  For details, contact our office at (901) 452-7900 or toll free at (800) 633-4128 ext. 1031.
  • Financing available is up to 97% loan-to-value.  Loan-to-value refers to the ratio of the mortgage loan’s principal balance to the property’s appraised value of its sales price, whichever is lower.
  • For maximum loan amounts, contact our office at (901) 452-7900 or toll free at (800) 633-4128 ext. 1031.

In addition, Southern Security Mortgage offers government supported fixed-rate financing options such as FHA loans, which are backed by the Federal Housing Administration, and VA loans, which are available to individuals who have served a specific time in the United States Armed Forces.

Whatever your home financing needs are, Southern Security Mortgage is here to help you every step of the way.  We are conveniently located inside our Main office branch at 765 W Poplar, Collierville, TN 38017, or call us today at 901.452.7900 or toll-free at 800.633.4128, ext. 1031.



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Do you have a family member who is already a Southern Security member? Or, do you work for one of over 500 of our sponsor companies?

You may not be eligible for membership at this time. Please call 1-888-842-6328 or visit a branch for further assistance.