Upgrade your wallet

Make your everyday purchases more rewarding

rewards 600_600

Make this holiday season REWARDING!

Now through December 31st, earn DOUBLE points on purchases made from: Walmart, Target and Kroger and one point on all other purchases.

  • Rates start as low as 9.75% APR*
  • 2500 points for all new card holders!
  • No cash advance fee
  • No annual fee

*APR-Variable Annual Percentage Rate. Variable rate based on prime and credit worthiness. Offer valid October 1st, 2021 to December 31st, 2021.

Agreement & Terms

0.00% for 6 months on our Preferred VISA!*

Looking to consolidate your current credit card balance into one low interest monthly payment? We have the perfect card for you!

  • No cash advance fee
  • No annual fee
  • Seamless application
  • 1% minimum payment or $25 whichever is greater

*APR-Variable Annual Percentage Rate. 0.00% APR (Annual Percentage Rate) is valid for 6 months. After 6 months the rate will revert to the one for which you qualify for when the credit line was opened, which is a variable rate based on Prime Rate plus a margin. Rates as of 09/30/2021 vary between 8.75% to 18.00% based on prime and credit worthiness. Offer valid from 10/01/2021 to 12/31/2021. Other fees that may apply are penalty fees for late and returned payments and transaction fees for balance transfers and foreign transactions.

Agreement & Terms

preferred visa 600_600

Vanessa M.

“Fantastic customer service the tellers are very accommodating when there is a problem so courteous and patience...

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Nathan W.

“I have a had a great experience with this bank, Marcus was very helpful with mortgage information and assisting in...

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Suzie C.

“We deal with both the Collierville and Bartlett Branches.  Everyone is so very helpful, friendly and patient. ...

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