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Upgrade your wallet

Make your everyday purchases more rewarding

Little girl and her older sister student in a protective medical masks chooses school stationery in a store. Preparing for school. Prevention of coronavirus. Back to school shopping.

Earn 1pt for EVERY dollar on our Rewards VISA!

Now through September 30th, 2022 earn 2pt for every dollar at Walmart and Target, and 1 pt for all other transactions!

  • Rates start as low as 12.75% APR*
  • Earn one point on all other purchases
  • No cash advance fee
  • No annual fee

*APR-Variable Annual Percentage Rate. Variable rate based on prime and credit worthiness. Offered 07/01/2022 to 09/30/2022.  Rate range from 12.75% to 18.00% APR. Rates are subject to change at any time without prior notice. Refer to Credit Card Agreement and Disclosures for additional information.

Agreement & Terms

0.00% for 6 months on our Preferred VISA!*

Have an upcoming expense or looking to consolidate your credit card balance into one low-interest monthly payment? We have the perfect card for you!

  • No cash advance fee
  • No annual fee
  • Seamless application
  • 1% minimum payment or $25 whichever is greater

APR-Variable Annual Percentage Rate. 0.00% APR (Annual Percentage Rate) is valid for 6 months. After 6 months the rate will revert to the one for which you qualify for when the credit line was opened, which is a variable rate based on Prime Rate plus a margin. Variable rate based on prime and credit worthiness. Rate range from 11.75% to 18.00% APR. Rates are subject to change at any time without prior notice. Refer to Credit Card Agreement and Disclosures for additional information. Offered 04/01/22 to 06/30/2022. After the 0% for six months, rate will go to what you qualified for ranging from 11.75% to 18.00%.

Agreement & Terms

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Vanessa M.

“Fantastic customer service the tellers are very accommodating when there is a problem so courteous and patience...

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Nathan W.

“I have a had a great experience with this bank, Marcus was very helpful with mortgage information and assisting in...

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Suzie C.

“We deal with both the Collierville and Bartlett Branches.  Everyone is so very helpful, friendly and patient. ...

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