- Banking
Effortless checking, maximum benefits
Our Share Draft checking account has no minimum balance, no fees, no transaction limits, no monthly service charges and YOU CAN EARN DIVIDENDS!
- Loans
Need new wheels?
We can help you purchase all kinds of vehicles: cars, trucks, motorcycles, ATVs, RVs, motor homes, boats…
- Business
A business banking program that works hard for you!
Our flexible, convenient Business Banking accounts never take a day off.
- Insure
SECURE LOGIN Upgrade your wallet
SECURE LOGINMake your everyday purchases more rewarding
Rewards Visa
- Two points on all balance transfers
- Low rate starting at 15.00% APR
- No cash advance fee
- No annual fee
- No balance transfer fee
*APR-Variable Annual Percentage Rate. Variable rate based on prime and creditworthiness. Offered 01/01/2024 to 3/31/2024. Rate ranges from 15.00% to 18.00% APR. No Balance Transfer Fee and 2 points per $1 transferred from other financial institutions valid 01/01/2024 to 03/31/2024. After 03/31/2024, the balance transfer fee is subject to a per balance fee of $5 or 3% of the balance transfer amount, whichever is greater. Foreign Transaction fees may apply. Rates are subject to change at any time without prior notice. Refer to Credit Card Agreement and Disclosures for additional information.
There will be a $25 application fee assessed that is waived upon approval and disbursement of your loan.
0.00% for 6 months on our Preferred VISA!*
Have an upcoming expense or looking to consolidate your credit card balance into one low-interest monthly payment? We have the perfect card for you!
- No cash advance fee
- No annual fee
- Seamless application
- Low rate starting at 14.00% APR
- 0.00% APR for 6 months
*APR-Variable Annual Percentage Rate. 0.00% APR (Annual Percentage Rate) is valid for 6 months. After 6 months the rate will revert to the one for which you qualify for when the credit line was opened, which is a variable rate based on Prime Rate plus a margin. Variable rate based on prime and creditworthiness. Rate ranges from 14.00% to 18.00% APR. Balance transfers are subject to a per- balance transfer fee of $5 or 3% of the balance transfer amount, whichever is greater. Foreign Transaction fees may apply. Rates are subject to change at any time without prior notice. Refer to Credit Card Agreement and Disclosures for additional information.
There will be a $25 application fee assessed that is waived upon approval and disbursement of your loan.
Having problems with your credit card? Click here.
Michelle Turner
I absolutely love my bank they are so helpful an always goes so hard for me my Grenada an Memphis family I love yalll
Lottie Baskerville
This place is a wonderful place. Friend people speak to you when you enter in the building and alway smile and happy to...
Monika Doyle
I love this bank! The Collierville branch has been nothing short of amazing! Christine has been wonderful for us, and...
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- Loans