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Share Certificates

Share Certificates

Share certificates allow you to earn higher dividends than traditional savings accounts because you deposit a specific dollar amount for a set period of time. Share certificates offer a variety of options with terms from 91 days to five years and deposit minimums as low as $500. Your one-time deposit gives you greater return for the term you’re most comfortable with. There is a minimum balance requirement and a penalty for early withdrawals.

Quick Reference

  • Earn higher dividends by depositing a specific dollar amount for a set period of time (91 days to five years).
  • Opened upon request – by phone, email or in person
  • Certificates will auto-renew unless otherwise directed.
  • Payroll deduction/direct deposit does not apply to certificates.

Application & Approval Process

  • There is no application for any certificate.  It is opened upon request by speaking with an employee of Southern Security.
  • There is no credit approval required for this account.
  • If funds are available and on deposit in a Southern Security account(s), Southern Security can transfer the available funds to open your certificate(s).
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Do you have a family member who is already a Southern Security member? Or, do you work for one of over 500 of our sponsor companies?

You may not be eligible for membership at this time. Please call 1-888-842-6328 or visit a branch for further assistance.