Credit Card

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Rates as low as
8.75% APR*

Personal loans

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Rates as low as
5.99% APR**APR- Annual Percentage Rate

Auto Loans

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Rates as low as
1.75% APR**APR- Annual Percentage Rate

Earn TRIPLE points

Now through June 30th, 2021 earn TRIPLE POINTS on purchases made from: Lowes, Home Depot, Walmart, Target, Sam’s and Costco and DOUBLE POINTS on all other purchases.

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Auto rates as low as 1.75% APR*

  • No prepayment penalties
  • Taxes and license costs can be included
  • Finance up to 115% of the vehicle value
  • 12-84 month terms available
  • Gap policy for $649

*APR- Annual Percentage Rate. Rates as of 04/01/2021.Rates are subject to change, terms and conditions apply. For a $20,000 loan for a term of 36 months with a 1.75% APR, the monthly payment will be $570.70.

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auto rates

0.00% APR* for 6 months!

Let your HOME work for you! Consolidate your debt, pay educational expenses, make home improvements, or take a vacation with a Home Equity Line of Credit.

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HELOC
"Are credit unions like banks? No, we’re better."

Banks treat you like a number. We treat you like a MEMBER and an OWNER, because that’s what you are. We offer better rates, lower fees and superior service. At Southern Security, we’re all about you!

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Serving over 20,000+ members across the US

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Awarded Best Credit Union 2 years running

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Included in over 300+ company benefit plans

Here are some customers that we helped reach their goals. We would love you to see here
We can help you too!

We can help you too!

We recently did a loan for a member who we’ve done several for over the years.  He told our loan officer that he was so glad that he followed our advice to make sure that he pays all his bills on time as it would help elevate his credit score.   Well, his hard work paid off!  His score went from 630 in April of this year to a score of 726 in December. His interest rate went from 13.99% to 8.99% which decreased the life of his loan payment over $300 dollars!

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Do you have credit card debt?

Do you have credit card debt?

We recently helped a member who had a credit card with over a $15,000 balance. Her interest rate was 21% and it was going to take her over 15 years to pay off this card. We were able to refinance that debit into a signature loan and get her out of debt in 4 years. This loan saved her over $7,000 in interest. She was very thankful that Southern Security was able to help her decrease her debt.

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Click here to view more case studies
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We're a dynamic team & business experts

Southern Security Federal Credit Union is a not-for-profit financial cooperative whose mission is to help its members financially. Whether that’s through providing savings options, being a lending source or simply providing convenience, each member’s needs are unique.

What our customers are talking about us?

Vanessa M.

“Fantastic customer service the tellers are very accommodating when there is a problem so courteous and patience...

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Nathan W.

“I have a had a great experience with this bank, Marcus was very helpful with mortgage information and assisting in...

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Suzie C.

“We deal with both the Collierville and Bartlett Branches.  Everyone is so very helpful, friendly and patient. ...

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What’s New
Saving Money Isn’t a Luxury – It’s a Necessity
03/30/2021

Saving Money Isn’t a Luxury – It’s a Necessity

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Second round of stimulus payments are now being delivered
12/31/2020

Second round of stimulus payments are now being delivered

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Tracking Holiday Spending Keeps Seasonal Stress Down
11/30/2020

Tracking Holiday Spending Keeps Seasonal Stress Down

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