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Hot Rates on Cool Cars
Wednesday, April 16 - Saturday, May 31!
Are you looking to retire your gas-guzzler for something a bit more practical? We're here to help
with some great low rates for new or used vehicles. And with rates as low as 5.29 APR*
(80% financing over five years), why not?
It's time for our annual Spring Car Sale, which means you can get great loan rates on that new car or truck
at the credit union!
Don't delay as the sale is for a limited time. For pre-approval contact your local branch,
apply online, or use our toll-free number (800) 633-4128.
*Annual Percentage Rate. Application and credit approval required.
Why Get Pre-approved?
Sometimes members will finance with the dealer on Saturday night only to refinance with the credit union on Monday
morning. Why? The pressure to buy and the desire to take that new car home right then. However, many dealer finance
contracts include pre-payment penalties that apply regardless if you refinance in three days or three years. With a
quick call to Southern Security you can avoid those fees and still drive that car off the lot on Saturday night.
Southern Security finishes all the paperwork on Monday with you and your dealer. Pre-approvals can be handled in
30 minutes or less (generally less). Apply now!
Refinance NOW for the deal you WISH you got the first time!
If you're already driving your cool car, why not refinance with Southern Security for a better rate and more convenient
payment options? We'll calculate your loan costs with your current lender and compare that to Southern Security.
If we can save you money, wouldn't you want to know? And during the Spring Car Sale, there is no cost or obligation
to you to find out.
If your loan is with another company your Southern Security loan officer will need
- the pay off amount of the loan
- vehicle information plus extras - leather, sunroof, etc.
If your loan is with Southern Security and you think your credit rating has improved, let us know. We'll take a look
and reward you with a lower rate if you qualify.
Protecting Your Ride
Cool savings come in handy with these hot benefits to protect your newest purchase. Through Member Resources, a wholly-owned subsidiary of the credit union, we can help protect your new or pre-owned vehicle.
Auto Insurance - Need auto insurance? Want to see if you can pay less? We offer plans through a variety of
companies. Regardless of your driving record or credit score, packages range from the basics to high limits. Get your free,
no-obligation quote today by calling 901-529-2900; outside Memphis, 1-800-600-2655; or online.
Be sure to mention Southern Security.
Guaranteed Auto Protection (GAP) - If your vehicle is stolen or totaled in an accident, you are still responsible for the loan balance. But with depreciation being the greatest when your vehicle is at its "youngest" you often owe more than the insurance company says your car is worth. So when you get your payment from the insurance company, it falls short of paying for the same car. This gap can be significant. We offer a very affordable insurance to take care of that gap. Ask any loan officer for details.
Vehicle Extended Warranty - We have four options for vehicle extended warranties. The extended warranties are offered on both new and used cars, with terms up to seven years and 100,000 miles, with protection in both the United States and Canada. Claims are paid directly to the repair facility and there is no out-of-pocket expense for covered costs (minus deductible, if applicable) to you. Ask any loan officer for details.
All of these products are available for new, used and refinanced vehicles. Ask your loan officer about these plans and what other products are available when you finance your next vehicle with Southern Security!
Your family can join Southern Security too!
Share the benefits of your credit union membership with your family members! Did you know you can offer membership to your immediate family right now? Southern Security defines "immediate family" as your spouse, children, parents, siblings, grandchildren, grandparents, step-relations, and adopted family.
Simply bring in your family member to any branch where we will provide him/her with a membership packet. We also ask you to sign a verification form stating that the person is eligible to join. If outside the area, we can mail the membership packet and verification form to you. Then simply return the application and notarized verification form to us. We'll set up the new membership from there. Please note that you are not financially responsible for those you sponsor; that is, unless you choose to be a joint owner of the account.
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Mid-South Dealers Go the Distance!
Southern Security contracts with new and used dealers throughout the Mid-South for their best prices
while we offer our best loan rates. Everyone wins! Visit these dealers, browse their inventory and get your
best deal! Be sure to see the contact listed below.
All Star Chevrolet
7240 Craft Goodman, Olive Branch
1-800-340-3598 (toll free)
See John Camancho
Chuck Hutton Chevrolet
2471 Mt. Moriah, Memphis
901-365-9700, 1-866-783-1727
See Loran Laughlin
Dobbs Ford Wolfchase
7925 US Hwy 64, Bartlett
901-382-5555, 1-866-783-1727
See Tracy Hunt, Les Taylor
Dobbs Ford Mt. Moriah
3515 Mt. Moriah, Memphis
901-362-6364, 1-866-844-9520
See Jamie Asefi, Craig Crewes
Dobbs Honda Mendenhall
2785 Mendenhall Rd S, Memphis
901-795-5900
See Ken Mills, Billy Kessley (new); Carl Yates, Tyler Benitone (used)
Moss Motors LLC
2581 Scottsway Rd, Memphis
901-367-9488
See Ethan Moss
Ross Motors Chrysler Dodge Jeep
113 E. Quality Lane, Senatobia
662-562-8234 or 800-626-8234
See Jim Beavers
Serra Chevrolet
7850 US Hwy 64, Bartlett
901-382-5644
See J.P. Poluga (new), Keith Petty (used)
Wolfchase Chrysler Dodge Jeep
8170 US Hwy 64, Bartlett
1-877-280-7349 (toll free)
See Brian Haney, Jim Hoky or Rodney Gool
Wolfchase Toyota
2201 N. Germantown Pkwy, Memphis
901-377-8000 or 1-800-445-7731
See Boswell Hale
SSFCU
Members Only, MALCO VIP
Southern Security offers Malco VIP tickets for only
$7.00 for members who live in the Mid South area. Tickets are not dated and can be used at any Malco Theater for any movie – even new releases. To purchase tickets, see any teller at one of the following locations: Bartlett, Hickory Hill,
LeBonheur, Midtown/Main, Pontotoc, Raleigh and
Whitehaven.
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