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Unique Advantages
Memberships Are Worth Gold!
Eligibility Requirements
Family Memberships
Insured Deposits


Unique Advantages


Credit unions offer truly unique advantages to their members. As financial cooperatives, members own an equal share of the credit union they join. So you are an actual owner of Southern Security Federal Credit Union! Your membership/ownership begins with a "share" account. By maintaining a minimum balance of $25, you can keep your credit union membership for life and take advantage of all of our services - even if you no longer work for a sponsor company! Consider us your financial headquarters and use our services often - we're here to serve you.

Memberships Are Worth Gold!


As a member of Southern Security you get more than sound fnancial assistance. You get discounts and free stuff! Tickets or discounts to theme parks across the U.S., local professional and collegiate athletic games, Malco (Memphis area) movie tickets and whatever else we can find.

Be sure to check out "Specials" for updates.

Insured Deposits


Funds insured by NCUA
The National Credit Union Administration, an agency of the U.S. government, insures each Southern Security member's joint and individual accounts to at least $100,000.

Eligibility Requirements

Southern Security serves over 460 companies in the Mid-South area including Memphis, Bartlett, Collierville and Covington, Tennessee areas and Grenada, Greenwood, Pontotoc and North Mississippi communities. Eligibility is typically through your workplace or a family member. To find out if your employer is affiliated with Southern Security, please contact us and we’ll verify it for you. Or if you have an immediate family member (grandparent, parent, brother, sister, child or grandchild) who is a member, you’re automatically eligible.

Family Memberships
Share the benefits of your credit union membershipo with your family members! Did you know you can offer membership to your immediate family right now? Southern Security defines "immediate family" as your spouse, children, parents, siblings, grandchildren, grandparents, step-relations, and adopted family.

Simply request a membership packet, or bring in your family member to any branch where we will provide him/her with one. We also ask you to sign a verification form stating that the person is eligible to join. If outside the area, we can mail the membership packet and verification form to you. Then simply return the application and notarized verification form to us. We'll set up the new membership from there. Please note that you are not financially responsible for those you sponsor; that is, unless you choose to be a joint owner of the account.


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