Share
Draft (checking)
Southern Security offers an excellent Checking (Share Draft) Account
with tons of FREE benefits. All you pay for is the checks!
- No minimum deposit required
- No monthly or annual service fee
- No limit on the number of withdrawals per month
- Unlimited ATM use
- Interest paid on the account based on balance (of $750 or
more)
- Monthly statement mailed to your home
- Free check storage
- Access to Debit MasterCard
- Payroll Deduction/Direct Deposit can be set for this account
- Automatic overdraft protection (from your Share account) free
- Free checks for members age 60 and older.
- Access to Online BillPay
Request an
application!
Order
checks from our online catalog!
Learn about Online Bill Pay!
If your checks
have been lost or stolen, call Southern Security at (901) 452-7900
(Memphis) or toll free at 1-800-633-4128.
Debit
MasterCard® (Debit & ATM)
What's easier than writing a check? Using your Debit MasterCard®. It looks like a credit card but works like a check. When you use it to make purchases, the funds automatically come from your checking account. You owe nothing at the end of the month (as with a credit card), and you don't have to wait while a clerk calls for a check approval. And what's more, Southern Security's Debit MasterCard® is accepted anywhere you see the MasterCard® sign.
But wait, there's still more! Your Debit MasterCard® also serves as your ATM card so you also have access to the world’s largest ATM network!
Checking account required.
Request an
application!
If your check card has been lost or stolen, call Southern Security at (901) 452-7900 (Memphis) or toll free at 1-800-633-4128 (M-F, 8:30 am - 5:30 pm CDT) to cancel your old card and order a new one. After hours call 1-800-528-2273 to cancel your card.
VISA
Credit Card
No annual
fee. No application fee. Low 12.9% APR. 25-day grace period on new
purchases. You can request
an application now. If you've lost or misplaced your statement, you can check on your
balance by calling 1-800-805-8046. Payments should be mailed to:
Southern Security Federal Credit Union
P.O. Box 77096
Madison, WI 53707-1096
Pay your bill online!
Access your Southern Security Visa credit card account
online. Visit www.eZCardInfo.com
to view your recent account information from the privacy of
your own computer.
If your VISA
card has been lost or stolen, call VISA directly at 1-800-808-7230
(M-F, 7AM to 9PM CST) to cancel the old card and order a replacement
card. After hours call 1-800-991-4964 (after hours and on weekends).
Automated
Teller Machines
Southern Security offers access to the world’s largest ATM network. With access to more than 634,700 locations worldwide, you're never far from a MasterCard®, Maestro® or Cirrus® ATM. And when you use Southern Security's ATMs you have unlimited FREE withdrawals. Southern Security has reciprocal agreements with many regional networks. If you don't see a network from your local area, try your card anyway. Chances are it will be accepted.
Southern Security charges $1 for each transaction at any ATM other
than Southern Security ATM's. To
see the list of FREE Southern Security ATMs as well as Memphis area surcharge
free ATMs, click here.
ATM
Card
For those who
do not have a checking account with Southern Security but still want
access to ATMs, this card is for you. It accesses your Share account
and may even be accepted as a Point of Purchase card by some
merchants.
Request an
application!
CU Service Centers
For members who want to see a teller but are not in the Mid-South area, you can visit a
CU Service Center. Thousands of credit union locations are available nationwide to assist you.
Made up of a network of participating credit unions, you can complete a number of transactions, just as
if you were at a Southern Security branch. For more information on CU Service Centers, click here.
For a complete, up-to-date listing of CU Service Centers, hours of operation and phone numbers, please visit
www.CUServiceCenter.com or
call their toll free number (800) 919-CUSC (2872). Southern Security also provides services for other credit unions.
Visit our locations page for a list of participating
Southern Security branch locations.
The following services are available to you at participating CU Service Centers:
- Deposits
- Withdrawals
- Balance Inquiries
- Transfers
- Check Cashing *
- Account Inquiries
- Statement Print *
- Loan Payments
- Loan Advances
- Sale of Travelers Checks and Money Orders *
*These services are options and may or may not be available at a CUSC location.
Pay
Your Bills Online
Southern Security is proud offer My CU Bill Pay*. With this secure
online bill payment system, you can pay all your bills from your home or office computer.
No more checks, stamps or trips to the mailbox!
Here’s how it works. Bill Pay electronically debits your checking account for the amount
you specify to the vendor you specify. You can schedule payments to be debited on a
specific day, or you can set up recurring payments (same amount, same pay date) saving
you the hassle and frustration of keeping up with all of your bills and due dates.
Your payment dates can also be set to coincide with your paydays. This helps to
ensure that you will have money in your account at the time you pay your bills!
Once you set up your vendor information
(utility, phone, cable company, etc.), you can select up to eight to be available
for “Express Pay.” Express pay allows you to quickly select who you want to pay,
for how much and on what date on one quick and easy page.
Members with a share draft (checking) account can
register for My CU Bill Pay. If you do not have a FREE Southern Security checking account,
you may request an application online or at any location.
Upon signing up for My CU Bill Pay, members will
receive a free 90-day trial of My CU Bill Pay. After the 90-day free trial is over,
members are automatically enrolled to continue the service at $5.95 per month for
unlimited bill payments.
If at any time a member would like to cancel My CU Bill Pay, simply call (901) 452-7900,
(800) 633-4128 or email
mycu@southernsecurity.org.
*Checking account required. Bill
Pay cannot be used for payment of taxes, payments ordered by a court or payments to payees
outside the United States or its possessions/territories.
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Payroll
Deduction/Direct Deposit
Take
advantage of this great service. Put money away in your savings or
Christmas Club accounts; pay off loans and deposit the rest in your
Checking account - all without ever stepping foot in the credit
union.
It's as easy as that. And when you combine this with our
debit card and 24-hour account information, you can live anywhere in
the world and conduct your financial business in Memphis, Tennessee
- all without missing a beat.
 more
info.
24-Hour
Account Access
via MoneyTalk
& CU Online
Around the
clock services with access to the latest information on your
accounts. Call our MoneyTalk number at (901) 458-SAVE (7283)
or if you're outside the Memphis are 1-800-633-4128, extension 67,
or try CU
Online. Transfer funds, request withdrawals, make loan
payments - all when you want it.
MoneyTalk
and CU Online require a PIN from Southern Security. Please contact
us and
request your PIN today. Please note, your CU online PIN is the SAME
as your MoneyTalk PIN. If you change your PIN inside CU Online, your
MoneyTalk PIN will change, too. And vice versa.
Linking Accounts
An added feature is linking multiple accounts together upon request. For example, you and your
spouse have a joint account and you have your own, individual account. Southern Security can
link the accounts to which you are an owner so that you can see or hear your joint account
totals as well as your individual account totals. You can also make transfers between accounts -
as from your individual savings into your joint checking account. Note that your joint owner
cannot obtain your individual balances. This feature is especially helpful for parents with
students. You can link your accounts so that you can transfer funds to your student's account.
However, your student cannot wipe out your account (provided he/she is not a joint owner on your account).
Account links are contingent upon account ownership. Southern Security can only link accounts for
which you are an owner or joint owner. To request your accounts to be linked, please contact Southern
Security at MyCU@SouthernSecurity.org. DO NOT email account numbers. If you have
CU Online access, you can login and send a secured email there.
Other
Convenient Services:
- Money Orders
- Wire Transfers, Western Union and Bank to Bank transfers
- Safe Deposit Boxes available at Mid-Town, Bartlett and
Hickory Hill offices only
- Traveler's Cheques*
- Notary Public and Signature Guarantee
- Cashier's Checks
*If your
Traveler's Cheques have been lost or stolen, call Visa
directly at 1-800-732-1322 and have them re-issued.
Coin
Counting
Do you have full piggy banks
sitting around gathering dust instead of interest? Bring your coins
to Southern Security and let us count them for you.
For a nominal
fee (5% of amount collected) we'll count all of your coins. No need
to wrap them, either. Our coin counters will do all of the work for
you.
Be sure to go through your coins and remove any debris from the
collection. Since items other than U.S. coins cause damage to our
machines, we reserve the right to refuse to count any questionable
collection.
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